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Risk disclaimer: Trading stocks, options and other securities involves substantial risk, including the possible loss of the entire capital. Past performance is not a guarantee of future results, and a loss of original capital may occur. The risk involved with trading stocks, options and other securities is not suitable for all investors. Prior to buying or selling a financial instrument, an investor must evaluate his/her own personal financial situation and consider all relevant risk factors. No one receiving or accessing the information on this site should make any investment decision without first consulting his or her own personal financial advisor and conducting his or her own research and due diligence. The information presented on this site is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any investor. The content on any of Educofin websites, products, services or communication is for educational purposes only. Nothing in its products, services, or communications shall be construed as a solicitation and/or recommendation to buy or sell a security. Due to high risks involved in trading, all traders are strongly advised to learn how to trade in a simulated trading environment using a demo account where no risk is involved. Testimonials on Educofin.com, any of our other web sites or material published may not be representative of the experience of other traders and are not a guarantee of future performance. All services and products are licensed for individual non-commercial private use only and should not be disseminated in any manner without prior written consent from the owner of this site. All sales are final, and no refunds or exchanges are offered. The website owner makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the website, the information contained on the website, your or your company's personal information or material and information transmitted. Commodity Futures Trading Commission (CFTC) Rule 4.41: HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.