privacy policy

The Privacy Policy for this site describes information the Owner of this site collects, uses, shares, and stores including personal information (i.e., information that personally identifies you, such as your name, email address or billing information, or other data that can be reasonably used to infer this information).This document focuses on information related to the operation of the public websites available at www.educofin.com.

Collection and Use
This site collects information about you through our sites in several ways. This information is used to provide users with products and services, to allow us to understand how visitors navigate our site, and to provide advertising that is relevant to your interests.
Purchase and Login Information
If you order or purchase  products and services from our site, we request that you provide your name, email address, billing and shipping address, and any other information necessary to complete the transaction. No credit card information is requested via this site. This information circumvents this site and is submitted by the Buyer to the credit card processing service provider PayPal, Inc.  We do not ask for, collect or store your full credit card information. The credit card processing service provider PayPal, will collect and store full payment card information from you, when an order is placed.
Mailing List Information
You may choose to submit your email address and name via a submission form located on our site. Your email address may be used to send you news about this site-related services, surveys, products or promotions. We may use one or more service providers, including to administer these messages, but we do not share your email address with spammers or any other third parties without your permission.
Device Usage information
If you visit our site and subscribe to this site services, the mailing list management provider Mailchimp, records the IP address you visit from. Mailchimp stores this data along with your email address, information about your device, data collected directly by the device, a history of your device settings, and any other information required by Mailchimp mailing list management services.
Online Tracking and Your Choices
Website Use Information:
Like many websites, we and our third-party partners analyze log file information and other data collected through cookies, web beacons, and other tracking technology, to collect information about your browsing behavior when you visit our site, including for example, your browser type, domains, page views, IP address, referring/exit pages, information about how you interact with our site’s webpages and with third-party links, traffic and usage trends on the service, etc. We use session cookies to keep you logged in while you use features of our site. We also use persistent cookies, which stay in your browser and allow us to recognize you when you return to the site. We use this to remember your information so you will not have to re-enter it, to better understand how you use our website and products and services, to diagnose and fix technology problems, and otherwise enhance our site, products, and services. In some of our email messages, we use a “click-through URL” linked to content on the site. We track this click-through data to help us measure the effectiveness of our customer communications. We may also use third-party analytics tools (including Google Analytics) to assist us with analyzing and improving our service. Most Internet browsers automatically accept cookies, but you may be able to change the settings of your browser to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. If you set your browser to reject cookies, parts of our site may not work for you. Please note, depending on your type of device or browser, it may not be possible to delete or disable all tracking mechanisms on your device.
Your selection of the “Do Not Track” option provided by your browser may not have any effect on our collection of cookie information for analytic and internal purposes. The only way to completely “opt out” of the collection of any information through cookies or other tracking technology is to actively manage the settings on your browser or mobile device to delete and disable cookies and other tracking/recording tools. (To learn more about cookies, clear gifs/web beacons and related technologies, you may wish to visit allaboutcookies.org).
We allow third-party advertising partners to use cookies and other technology to collect information about your browsing activities over time and across different websites when you use our Site. For example, we may use advertising services provided by third-party ad partners, such as Google Display Network and AdRoll, to market our services to you on other websites and online services. Through a process called “retargeting,” each service places a cookie on your browser when you visit our site so that they can identify you and serve you ads on other sites around the web based on your browsing activity. To avoid use of this information for advertising by these third-party ad partners, you can change your browser settings to reject cookies or to notify you when cookies are set and you could select the "Do Not Track" option on your browser, though we have no control over and cannot confirm whether these third party ad parties honor the "Do Not Track" browser signal. Additionally, many advertising companies are members of the NAI or DAA and/or provide opt-outs on those industry pages at aboutads.info/choices.
Our Site may contain links to other websites operated by third parties and may include social media features such as Facebook, Instagram, Twitter buttons (such as “Like,” “Tweet” or “Pin”). These third-party sites may collect information about you if you click on a link and the social media sites may automatically record information about your browsing behavior every time you visit a site that has a social media button. Your interactions with these features are governed by the privacy policy of the company providing the feature, not by our privacy policy. We do not control what information these third parties collect. Please review your privacy settings on your social media sites and think carefully before clicking on links which may take you to a third-party website.
Minors
Our Site does not knowingly collect or store any personal information about children under the age of 13.
Data Sharing
Under no circumstance do we share personal information for any commercial or marketing purpose unrelated to the delivery of this site products and services without asking you first. We do not rent or sell our customer lists.The following are the limited situations where we may share personal information:
With your permission: We may share personal information when we have your permission. One example of this would be if you sign up for programs offered by our partners. If you do this, we may share certain information with the partner. This could include things like your enrollment information and the activation status of your device.
For external processing: We may have vendors, service providers, and technicians who help with some of our processing and storage, including helping to answer your questions. They may also assist with monitoring our servers for technical problems.
These technicians (as well as this site technicians) can access certain information about you or your account in line with this work but these technicians are not allowed to use this data for purposes outside this site. We also have strict policies and technical barriers in place to prevent unauthorized employee access to video data.
As part of business transitions: Upon the sale or transfer of the company and/or all or part of its assets, your personal information may be among the items sold or transferred. We will request a purchaser to treat our data under the privacy statement in place at the time of its collection.
For legal reasons: We may provide information to a third party if we believe in good faith that we are required to do so for legal reasons. For example, to respond to legal process, or comply with state and federal laws (or the applicable laws of foreign countries other than the United States).
We may share non-personal information (for example, aggregated or anonymized customer data) publicly and with our partners. We may also share non-personal information with our partners, for example, if they are interested in providing demand-response services or other incentive programs. We take steps to keep this non-personal information from being associated with you and we require our partners to do the same. Your personal information may be collected, processed and stored by the owners of this site or its service providers in the United States and other countries outside the European Union, where our servers reside. As a result, your personal information may be subject to legal requirements, including lawful requirements to disclose personal information to government authorities, in those jurisdictions.
Security
We take security seriously and care about the integrity of your personal information. We use commercially reasonable physical, administrative, and technological methods to transmit and store your data securely. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. In the event that any information under our control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.
Retention
This site generally stores your personal information on our web hosting company servers until delete it or edit it, or for as long as you remain a customer of this site in order to provide you with products and services. In addition, this site may store your personal information to resolve disputes, establish legal defenses, conduct audits, pursue legitimate business purposes, enforce our agreements and comply with applicable laws.
International Visitors and Data Transfers
International Visitors: The website is hosted in the United States and is intended for United States and Canadian visitors as well as visitors from the United Kingdom, Ireland, France, Belgium, Germany, Austria, Italy, Spain and the Netherlands. If you are accessing the site from the European Union or other regions with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal data to the United States and by providing your personal data you agree to that transfer.
International data transfers: When we transfer personal data from the European Economic Area and Switzerland to other countries, including to the United States, we use a variety of legal mechanisms to help ensure your data is appropriately protected. We comply with the EU-US Privacy Shield Framework and the Swiss–US Privacy Shield Framework (the “Privacy Shield”) regarding the collection, use, sharing, and retention of personal information from the European Economic Area and Switzerland to the United States. We may share, as described in this Privacy Policy, information with our affiliates and subsidiaries, and third parties. We may disclose information in response to legal process and lawful requests by public authorities in the United States and other countries, for the purposes of law enforcement and national security.
Individual Rights in the European Economic Area: If you are located in the European Economic Area, you may seek confirmation regarding whether this site is processing personal information about you, request access to your personal information, and ask that we correct, amend or delete your personal information. In addition, you may object to our processing of your personal information at any time. However doing so may impact your use of the this site products and services. Applicable law may provide you with the right to request access to, (receive) port, object to or restrict processing, seek rectification or request erasure of personal information held about you by the owner of this site. To protect your privacy, the owner of this site will take commercially reasonable steps to verify your identity before granting access to or making any changes to your personal information.

Changes To Privacy Policy
Please note that this privacy policy may change from time to time. We will provide notice of any changes on the website.

(Last revision: June 1, 2022)